Money Merge Account™ system

So, how does the Money Merge Account™ system work?  The Money Merge Account system works with your existing financing and debt to help you pay a typical home loan in a fraction of the time without refinancing your existing mortgage.  There are 3 components to the Money Merge Account system.

1. The Money Merge Account software.  This is the tool that makes it all happen.  The software is a web based tool that looks like a checkbook register or financial software.  It tracks your deposits and expenses.  But, here’s the powerful difference from these tools:  The software tells you the best path for paying down all your debts and tells you exactly how many years and months until your debt is paid off.  We call this our “Financial GPS” because it tells you exactly where you are at any time and adjusts with every deposit and every expense.  But where does the money come from to pay off your debts faster?
2. Advanced Line of Credit (ALOC).  The ALOC is any kind of typical line of credit.  This could be a home equity line of credit, a business line of credit, a personal line of credit or a credit card.  The key feature is that the line of credit must be able to be used like a checking account.  In the Money Merge Account system, the ALOC is used to make additional principal payments to your debt.  As with any prepayment scenario, additional debt payments will eliminate future payments and interest owed by the borrower.  Even though most people know this fact, only 1-2% of the American population makes extra payments on their debt.  The Money Merge Account software, in concert with the ALOC, tells you exactly for how much and when to make these large principal payments.  In fact, the software will automatically make these payments for you so that you don’t even have to think about it.
3. Existing Mortgages and Debts.  The third and final component of the Money Merge Account system is your existing mortgages and debts.  You do not need to refinance your existing mortgage or consolidate these debts with the Money Merge Account system.  You simply start on the program and you will begin paying off your debts.  What would happen if you didn’t payoff your mortgages?  Most homeowners realize that they will pay more than double the amount of the loan over the life of the loan.  For example, for a $200,000, 6%, 30 year loan, the borrower will pay back $431,277 by the end of the term.  Where does all that extra money go?  To the bank, of course, in the form of interest charges.